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For-Profit Sector

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  • Topic: For-profit sector
  • Topic: At-Risk/vulnerable people
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Creating Long-Term-Care Insurance Options for Elderly People

October 4, 2011 | Program Result Report

The Center for Health Care Strategies helped states create long-term-care insurance partnership programs that provide affordable coverage and financial protection for beneficiaries, generate business for insurers, and protect Medicaid budgets.

Medicaid Eligibility Issues for Long-Term Care Insurance Partnership Programs

March 1, 2008 | Issue Brief

In this article, the authors describe eligibility rules (some controversial) states should consider when implementing a partnership program. The program works in tandem with Medicaid to help middle-income people pay the expenses of long-term care.

Long-Term Care Insurance: CalPERS Policies Offer California Public Employees Asset Protection

May 1, 2006 | Program Result Report

The state of California implemented the California Partnership for Long Term Care (CPLTC) - its public-private partnership to finance long-term care - in 1994.

Oregon Makes Plans for But Does Not Implement Lifetime Protection in Its Long-Term Care Insurance Program for the Elderly

May 1, 2006 | Program Result Report

The state of Oregon conducted planning for a private-public partnership for long-term care insurance. The planning included development of criteria by which the state could judge case management systems.

Long-Term Care Insurance: High Price, Lack of Understanding Hurt Sales in Indiana

May 1, 2006 | Program Result Report

The state of Indiana implemented the Indiana Long Term Care Program - a public-private partnership to finance long-term care. ILTCP provides one dollar of asset protection for each dollar paid out by the purchaser's insurance policy.

New York Program to Promote Long-Term Care Insurance for the Elderly Offers Full Asset Protection in Exchange for Mandatory Insurance

May 1, 2006 | Program Result Report

The New York State Partnership for Long-Term Care model requires a three-year policy for nursing home care and a six-year policy for home care and Medicaid extended coverage once the private insurance benefit expires, with total-asset protection.

Massachusetts Program to Promote Long-Term Care Insurance for the Elderly Sets Contribution Levels for Elders Based on Income and Assets

May 1, 2006 | Program Result Report

The Massachusetts Executive Office of Elder Affairs created a conceptual model for a public-private partnership for long-term care.

Long-Term Care Insurance: Wisconsin Withdraws from Financing Partnership Program

May 1, 2006 | Program Result Report

The Wisconsin Department of Health and Social Services created a conceptual model for a public-private partnership for long-term care. It included asset protection for consumers and incentives for purchasers and insurers.

Hiring Freeze and Lack of Medicaid Waiver Snarls N.J. Program to Promote Long-Term Care Insurance for the Elderly

May 1, 2006 | Program Result Report

The New Jersey Department of Human Services created a design for a public-private partnership in which policyholders would be covered under Medicaid when private insurance expired, with asset protection equal to the amount of qualified insurance.

Wisconsin Restaurant Owner Creates Guide to Hiring People with Disabilities

February 1, 2003 | Program Result Report

Nancy Christy, a restaurant owner, developed and distributed an employer handbook entitled Meaningful Work: A Personal, Professional and Legal Guide to Hiring People with Disabilities.

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