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Insurance Cost Sharing

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  • Topic: Insurance cost sharing
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Cost-Sharing: Effects on Spending and Outcomes

December 1, 2011 | Issue Brief

This synthesis examines how cost-sharing affects the use of services, whether some patients are more sensitive to cost-sharing than others, and whether reduced use of services as a result of cost-sharing has an effect on health outcomes.

An Analysis of the Distribution of Cost-Sharing Levels in Individual and Small-Group Coverage

January 1, 2009 | Issue Brief

New report explores how individual and small group benefits are currently structured and examines the policy implications for health reform.

Patient Cost Sharing

December 1, 2003 | Issue Brief

How Much is Too Much?

Cost Sharing for Children and Families in Medicaid

September 1, 2008 | Issue Brief

While cost sharing between the insurer and the insured is an established part of both public and private health insurance in this country, this article notes that it is imperative to use it judiciously in Medicaid and SCHIP to avoid deterring low-income children and families from using needed health care services.

Financial Burden of Medical Spending by State and the Implications of the 2014 Medicaid Expansions

April 2, 2013 | Issue Brief

The 2014 Medicaid expansion will lessen the burden of medical expenses for many people, but the impact will vary by state.

Collaborating with Medicaid to Improve Health Care

October 1, 2012 | Issue Brief

This brief from the Center for Health Care Strategies profiles two multi-payer quality improvement Alliances that are part of the Robert Wood Johnson Foundation’s Aligning Forces for Quality (AF4Q) initiative.

Recent Proposals to Limit Medigap Coverage and Modify Medicare Cost Sharing

February 24, 2012 | Issue Brief

This paper discusses Medicare’s current cost-sharing requirements, Medigap insurance, and proposals to modify Medicare’s cost-sharing and eliminate first-dollar coverage in Medigap plans. It reviews the evidence on the effects of first-dollar covera ...

Medicare Advantage Plans

June 15, 2011 | Issue Brief

Medicare Advantage plans cover one-fourth of Medicare enrollees, but are slated to decrease over time in the Affordable Care Act to ensure closer parity with traditional Medicare program costs.

Preventive Services Without Cost Sharing

December 28, 2010 | Issue Brief

New federal mandates expand coverage of preventative services in health insurance plans, such as vaccines and screenings.

Premium and Cost-Sharing Subsidies Under Health Reform

December 1, 2009 | Issue Brief

The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.

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