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Insurance Cost Sharing

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AcademyHealth's Reinsurance Institute Works with Three States - Rhode Island, Washington and Wisconsin - To Assess Reinsurance Plans

April 21, 2009 | Program Result Report

AcademyHealth established the Reinsurance Institute to provide technical assistance to states interested in using reinsurance to make health insurance more affordable and expand coverage.

Additional Reductions in Medicare Spending Growth Will Likely Require Shifting Costs to Beneficiaries

May 6, 2013 | Journal Article

The primary policy issue facing the U.S. health care system is the rate of spending growth in public programs, and solving that problem will probably require reforms to the entire health care sector.

An Analysis of the Distribution of Cost-Sharing Levels in Individual and Small-Group Coverage

January 1, 2009 | Issue Brief

New report explores how individual and small group benefits are currently structured and examines the policy implications for health reform.

Collaborating with Medicaid to Improve Health Care

October 1, 2012 | Issue Brief

This brief from the Center for Health Care Strategies profiles two multi-payer quality improvement Alliances that are part of the Robert Wood Johnson Foundation’s Aligning Forces for Quality (AF4Q) initiative.

Cost Sharing and the ACA

October 11, 2011 | Video

This short infographic video explains what cost sharing is and how it changes under health reform.

Cost-Sharing: Effects on Spending and Outcomes

December 1, 2011 | Issue Brief

This synthesis examines how cost-sharing affects the use of services, whether some patients are more sensitive to cost-sharing than others, and whether reduced use of services as a result of cost-sharing has an effect on health outcomes.

Cost Sharing for Children and Families in Medicaid

September 1, 2008 | Issue Brief

While cost sharing between the insurer and the insured is an established part of both public and private health insurance in this country, this article notes that it is imperative to use it judiciously in Medicaid and SCHIP to avoid deterring low-income children and families from using needed health care services.

Cost Shifting Does Not Reduce the Cost of Health Care

September 2, 2009 | Commentary

This commentary addresses the differences between cost shifting and cost cutting and identifies the reasons why health care in the United States is more expensive per capita than the health care of any other nation.

Financial Burden of Medical Spending by State and the Implications of the 2014 Medicaid Expansions

April 2, 2013 | Issue Brief

The 2014 Medicaid expansion will lessen the burden of medical expenses for many people, but the impact will vary by state.

Lower-Income Families Pay a Higher Share of Income Toward National Health Care Spending Than Higher-Income Families Do

September 8, 2011 | Journal Article

All health care spending from public and private sources, such as governments and businesses, is ultimately paid by individuals and families.

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