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Insurance Cost

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Beneficial Moral Hazard and the Theory of the Second Best

June 1, 2009 | Journal Article

Various factors, including the mechanism for setting prices, contribute to distortions and inefficiencies in health insurance markets. This paper reviews analyses of how moral hazard compensates for inefficiencies and increases economic benefits of insurance markets.

Growth of Consumer-Directed Health Plans to One-Half of All Employer-Sponsored Insurance Could Save $57 Billion Annually

May 1, 2012 | Journal Article

Enrollment is increasing in consumer-directed health insurance plans, which feature high deductibles and a personal health care savings account.

Medicare and Medicaid Spending Variations are Strongly Linked Within Hospital Regions but Not at Overall State Level

May 1, 2012 | Journal Article

Proposals to move toward reducing geographic differentials in health care spending have focused on patterns of spending in Medicare.

Coverage: An Interactive Look at Where We've Been and Where We Are

March 30, 2009 | Chart

Map shows that, over the last 15 years, nearly every state has seen increased numbers of uninsured residents, greater costs for workers while their incomes are flat, and significant erosion of private coverage.

At the Brink

March 1, 2009 | Chart

A state-by-state analysis released in conjunction with the Robert Wood Johnson Foundation's Cover the Uninsured Week 2009.

Hospitals' Geographic Expansion in Quest of Well-Insured Patients

April 1, 2012 | Journal Article

The emphasis that hospitals place on cutting-edge technology and niche specialty services to attract physicians and patients has set the stage for health care's most recent competitive trend: an increased level of targeted, geographic service expansion to "capture" well-insured patients.

Hispanics and Health Insurance Coverage

October 1, 2008 | Journal Article

An examination of two decades of data reveals that health insurance rates for Hispanics have decreased over the past 20 years while rates for non-Hispanics have held roughly steady.

Health Insurers Pursue Growth Potential of Individual Market

November 4, 2009 | News Release

Most insurer growth strategies at odds with proposals to reform individual market.

Health Expenditures for Privately Insured Adults Enrolled in Managed Care Gatekeeping vs Indemnity Plans

February 1, 2005 | Journal Article

Gatekeeping arrangements, whereby health maintenance organizations mandate that primary care providers approve referrals to specialists, were the focus of the current investigation. Data from the 1996 Medical Expenditure Panel Survey (MEPS) of the A ...

HMO Market Penetration and Costs of Employer-Sponsored Health Plans

September 1, 2000 | Journal Article

Higher Market Penetration by Managed Care Leads to Lower Employer Health Plan Costs.

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