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Insurance Cost

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Factors Affecting Self-Funding by Small Employers

April 4, 2013 | Issue Brief

Will employers move to self-funded health insurance because of provisions in the Affordable Care Act?

California Finds a Prescription to Make Health Insurance Premiums Equitable

January 1, 2001 | Program Result

In 1995 and 1996, the California Managed Risk Medical Insurance Board, Sacramento, Calif., developed a risk-adjustment mechanism that was applied to small employer group health insurance purchasers in the Health Insurance Plan of California (HIPC), the first statewide health insurance purchasing cooperative for small employers (three to 50 employees).

Researcher Physicians Modify Health Insurance "Game" to Let Uninsured Workers in Pueblo, Colo., Select Benefits in an Affordable Plan

July 1, 2007 | Program Result

Mark Earnest, Ph.D., M.D., and a team of physicians created a health insurance simulation in which consumers participate in the creation of an imaginary insurance plan with a fixed budget and a limited menu of options.

What Drove the Recent Slowdown in Health Spending Growth and Can It Continue?

May 6, 2013 | Report

A review of trends in health spending growth over the last decade show that growth began to slow well before the most recent recession, according to researchers at the Urban Institute.

Why the ACA's Limits on Age-Rating Will Not Cause "Rate Shock"

March 4, 2013 | Issue Brief

The impact of a much-discussed Affordable Care Act (ACA) provision that aims to limit variation in the amount of health care premiums charged to older adults compared to younger ones is explored in this brief.

What Should Exchanges Know About Call Centers

March 1, 2013 | Issue Brief

This brief reviews the components of a Call Center as a main face of the Exchange and part of a broader strategy for optimizing people, processes, and technology to support Exchange goals and objectives.

State-Level Trends in Employer-Sponsored Health Insurance

April 11, 2013 | Report

Health insurance coverage through employers declined significantly from 2000 to 2011, likely due to costs.

Strengthening Affordability and Quality in America's Health Care System

April 1, 2013 | Report

A diverse group of health care stakeholders present their recommendations for controlling costs and improving the quality of our health care system.

Reform in Action: How Employers Can Improve Value and Quality in Health Care

January 1, 2013 | Issue Brief/Infographic

As the largest purchaser of health care in America, employers are paying a high price for poor-quality care. About 55 percent of Americans get health insurance through employers, and employers pay for nearly three-quarters of premiums.

Selling Health Insurance Across State Lines

October 1, 2012 | Issue Brief

Brief examines the sale of private health insurance across state lines and its impact on choice and affordability.

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