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Insurance Premiums

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  • Topic: Insurance premiums
  • Program: Coverage
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Helping Consumers Understand the New Premium Tax Credit

May 15, 2013 | Issue Brief

Consumers Union report explores responses to a new tax credit brochure in an effort to help consumers understand premium tax credits.

Why the ACA's Limits on Age-Rating Will Not Cause "Rate Shock"

March 4, 2013 | Issue Brief

The impact of a much-discussed Affordable Care Act (ACA) provision that aims to limit variation in the amount of health care premiums charged to older adults compared to younger ones is explored in this brief.

Cross-Cutting Issues: Rate Review

September 1, 2012 | Report

  A report from the Robert Wood Johnson Foundation, compiled as part of its Affordable Care Act (ACA) Implementation—Monitoring and Tracking Series, examines the status of rate review in 10 featured states. Implemented in August 2010, rate review is ...

We All Want it, but We Don't Know What it is

October 1, 2011 | Journal Article

An expert panel expressed divergent opinions about what constitutes affordability of health insurance premiums under the ACA.

Relative Affordability of Health Insurance Premiums Under CHIP Expansion Programs and the ACA

July 21, 2011 | Journal Article

Despite the importance of affordability to universal access to health insurance coverage, there is wide variability in what is considered affordable.

State-Level Trends in Employer-Sponsored Health Insurance

April 11, 2013 | Report

Health insurance coverage through employers declined significantly from 2000 to 2011, likely due to costs.

The Effects of Large Premium Increases on Individuals, Families, and Small Businesses

March 1, 2010 | Issue Brief

Report examines the effects on coverage, costs, and small employer decisions to offer insurance under different scenarios for general increases in individual and ESI premiums.

Beneficiary Price Sensitivity in the Medicare Prescription Drug Plan Market

January 1, 2010 | Journal Article

Medicare Part-D added a new group of privatized prescription drug plans (PDPs) to the traditional plans offered under the Medicare Advantage program. This study examined how prices in the PDP market affect consumer (i.e.,beneficiary) behavior in choosing PDPs.

Studying Expansion of Coverage and Access to Care in Three States

July 30, 2012 | Program Result Report

Researchers at the Urban Institute evaluated the impact of state health reforms in on insurance coverage and access to and use of health care in Massachusetts, New York, and Illinois, under State Health Access Reform Evaluation, an RWJF national program.

Primer on Post-Claims Underwriting

June 12, 2009 | Issue Brief

New brief details the procedure of insurers investigating policyholders' medical history after a policy has been issued.

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