Health Policy
September 17, 2012 | Feature/Topic
Browse research, insight and analysis on key issues affecting health and health care in the United States.
Insurance Premiums
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Helping Consumers Understand the New Premium Tax Credit
May 15, 2013 | Issue Brief
Consumers Union report explores responses to a new tax credit brochure in an effort to help consumers understand premium tax credits.
Premium Support in Medicare
March 22, 2012 | Issue Brief
With Medicare spending expected to rise, one proposal would have the federal government pay a fixed contribution to health plans. Critics fear that could result in beneficiaries shouldering more of their health care costs.
What are the Effects of the Individual Mandate?
January 1, 2012 | Issue Brief
The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.
Medicare Advantage Plans
June 15, 2011 | Issue Brief
Medicare Advantage plans cover one-fourth of Medicare enrollees, but are slated to decrease over time in the Affordable Care Act to ensure closer parity with traditional Medicare program costs.
Medical Loss Ratios
November 12, 2010 | Issue Brief
Health insurance companies must start to spend a minimum percentage of premiums they collect for the people they insure.
Relative Affordability of Health Insurance Premiums Under CHIP Expansion Programs and the ACA
July 21, 2011 | Journal Article
Despite the importance of affordability to universal access to health insurance coverage, there is wide variability in what is considered affordable.
Premium and Cost-Sharing Subsidies Under Health Reform
December 1, 2009 | Issue Brief
The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.
Health Reform in Massachusetts
September 1, 2009 | Issue Brief
An Update on Insurance Coverage and Support for Reform as of Fall 2008
Low Costs of Defensive Medicine, Small Savings from Tort Reform
September 1, 2010 | Journal Article
In this paper, the authors present the costs of defensive medicine in 35 clinical specialties to determine whether malpractice liability reforms would greatly reduce health care costs.
Beneficiary Price Sensitivity in the Medicare Prescription Drug Plan Market
January 1, 2010 | Journal Article
Medicare Part-D added a new group of privatized prescription drug plans (PDPs) to the traditional plans offered under the Medicare Advantage program. This study examined how prices in the PDP market affect consumer (i.e.,beneficiary) behavior in choosing PDPs.