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Private Insurance

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  • Topic: Private insurance
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Can Expanding Dependent Coverage to Young Adults Reduce the Number of Uninsured?

February 16, 2012 | Program Result Report

The Rutgers Center for State Health Policy studied the provisions and impact of state policies requiring expanded dependent coverage for young adults on their parents' health plans as part of RWJF's State Health Access Reform Evaluation initiative.

Putting Limits on 'Medigap'

September 21, 2011 | Issue Brief

Efforts to lower Medicare spending have targeted the supplemental insurance program, Medigap. One proposal would put limits on Medicap coverage, but critics fear that would lead to higher out-of-pocket costs for beneficiaries.

Health Insurance Covering Preventive and Wellness Care for Independent Workers

June 27, 2011 | Program Result Report

Freelancers Union, launched the Freelancers Insurance Company (FIC) to provide affordable health insurance to low- and moderate-income independent workers.

Rhode Island's HEALTHpact Plan

March 1, 2010 | Issue Brief

Brief looks at an innovative alternative for state-level reform: Rhode Island's HEALTHpact—designed specifically to encourage take-up key lessons for future iterations of small-group reform, both in Rhode Island and other states.

Small-Group Health Insurance Reform in the States

March 1, 2010 | Report

related websites HEALTHpact Web site State Health Access Reform Evaluation (SHARE) Web site Employer-based health insurance coverage has eroded substantially, particularly in the small-group market. Small businesses and their employees have bit hit ...

Individual Insurance

November 1, 2009 | Issue Brief

Health Insurers Try to Tap Potential Market Growth

Working as If One's Health Depended Upon it

August 1, 2003 | Program Result Report

In 1996-1999, investigators at the Urban Institute, Washington, investigated the effectiveness of the nation's health insurance system in providing coverage for older Americans using data from the 1992-1994 Health and Retirement study.

Achieving Universal Coverage Through Comprehensive Health Reform

October 1, 2009 | Issue Brief

How two states extended insurance coverage to more residents, and what others could learn from their experience.

Coping with Risk Segmentation

February 1, 2003 | Issue Brief

Risk segmentation and the consequent wide variation in premiums create at least two kinds of problems. First, some high-risk people are not able to afford coverage. Second, the wide premium spread requires some people to pay much more than others for identical coverage.

"Prime-Agers" Need New and Improved Insurance Options

August 1, 2003 | Program Result Report

The Urban Institute - a nonpartisan economic and social policy research organization in Washington - studied the facts and issues related to health insurance coverage for Americans ages 55 to 64.

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