Health Policy
September 17, 2012 | Feature/Topic
Browse research, insight and analysis on key issues affecting health and health care in the United States.
Risk Adjustment
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Risk Adjustment in Health Insurance
August 30, 2012 | Issue Brief
Insurance market reforms under the Affordable Care Act (ACA) are designed to increase the number of Americans with insurance—and to shed the current system in which health plans have an incentive to enroll healthier people while avoiding the sick. O ...
Risk Adjustment and Reinsurance
December 1, 2011 | Issue Brief
This brief presents states with a work plan that outlines the decisions and actions needed to implement the risk adjustment and reinsurance provisions of the Affordable Care Act.
Insurance Discrimination On the Basis Of Health Status
January 1, 2009 | Report
This paper provides a brief overview of discrimination practices, the federal law and federal reform options to manage discriminatory practices in the insurance and employee health benefit markets.
Mitigating Risk in a State Health Insurance Exchange
December 1, 2011 | Toolkit
This toolkit series, released by the Robert Wood Johnson Foundation and the Blue Cross Blue Shield of Massachusetts Foundation, provides examples, templates, and lessons from Massachusetts.
Analysis of HHS Proposed Rules on Reinsurance, Risk Corridors and Risk Adjustment
September 1, 2011 | Issue Brief
Provisions critical to the successful implementation of ACA.
Health Insurance Exchanges
January 1, 2009 | Report
This paper analyzes whether Congress can legislate a health insurance mandate and the potential legal challenges that might arise, given such a mandate.
Coping with Risk Segmentation
February 1, 2003 | Issue Brief
Risk segmentation and the consequent wide variation in premiums create at least two kinds of problems. First, some high-risk people are not able to afford coverage. Second, the wide premium spread requires some people to pay much more than others for identical coverage.