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Risk Adjustment

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Insurance Discrimination On the Basis Of Health Status

January 1, 2009 | Report

This paper provides a brief overview of discrimination practices, the federal law and federal reform options to manage discriminatory practices in the insurance and employee health benefit markets.

Risk Selection and Risk Adjustment

June 1, 2009 | Journal Article

This article describes underlying problems in the markets for small group and individual insurance appraises current methods of subsidizing insurance for high-risk individuals and discusses how risk adjustment addresses conflicts between the group and individual insurance markets.

Health Insurance Exchanges

January 1, 2009 | Report

This paper analyzes whether Congress can legislate a health insurance mandate and the potential legal challenges that might arise, given such a mandate.

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